Buy a Home in Arizona

Buy a Home in Arizona with DTD Realty

Whether you’re stepping into your next chapter, relocating for business, or simply seeking the ideal place to call home in Arizona, DTD Realty is here to guide you. We help families and entrepreneurs across Mesa, Tempe, Chandler, Gilbert and the Greater Phoenix region discover properties that align with both lifestyle and long-term value. Built on disciplined strategy and deep market insight, our approach ensures you buy the right home with confidence.

Why Now’s a Great Time to Buy a Home in Arizona

  • The East Valley continues to grow — stable neighborhoods meet strong future potential.

  • For business owners, relocating or expanding locally means leveraging homeownership for personal and professional gains.

  • Owning your home supports equity building, not just monthly rent.

  • Arizona living offers lifestyle advantages: sunshine, desert landscapes, vibrant communities, and smart commuting options.

Ready to Go? Let’s Talk!


Our Home-Buying Process (Step-by-Step)

Step 1: Discovery Meeting
Begin your search by listing out your priorities. Many of our clients search popular third-party sites (like Zillow) to help refine their 'buy-box' (location, price square feet, etc.). Although your priorities and criteria may evolve over time, a great starting point is to make a list of what is most important to you. We will also begin to get you familiarized with the required paperwork during our initial meeting.
Step 2: Get Pre-Qualified
Sellers will want to see a pre-qualification form at the same time you present an offer. You should reach out to a lender early in your search process so that when the right opportunity presents itself, you won't miss out because you are waiting for your lender to pre-qualify you. We have some great lender contacts if you would like a referral
Step 3: Home Search & Neighborhood Review
Today, there are some incredible search tools and resources available to the public. However, these tools usually syndicate selected information fields from an MLS and do not provide the public with complete information. Your real estate agent will complement your own search, fill in the blanks, and then coordinate tours of homes you want to see.
Step 4: Offer & Negotiation
Found something you like? The negotiation process begins when you make an offer. Although selling price is probably the thing most buyers consider most important, there are a lot of details around terms and conditions you must write up in your offer that could make or break your deal. As your agent, we will help you understand and leverage these terms to your advantage.
Step 5: Due Diligence and Support
Congrats! You have an accepted offer! Now what? Due diligence is the process of reviewing seller disclosures, conducting your inspections, getting an appraisal, and ensuring the property is "as advertised". Your agent is your "sherpa" through this process: Helping you obtain third party reports and inspections, evaluate condition, review documents, and "interpret" where necessary.
Step 6: Close the Deal
If you make it through due diligence, it is time to get your deal closed! You will be working closely with your lender to get them the information they require. As your agent, we will support you in this process and oversee closing logistics. We will be there right with you to hand-you the keys to your new property and appropriately celebrate!

What Kind of Homes We Help With

  • Move-in ready single-family homes in thriving East Valley neighborhoods.

  • First-time buyers aiming for value, stability and future growth.

  • Business owners buying near headquarters, branch locations, or emerging markets.

  • Families upsizing or relocating for schools, work, or lifestyle considerations.

  • Owner-occupied investment homes that combine personal residence and asset strategy.

Frequently Asked Questions (FAQ) When Buying a Home in Arizona:

It depends on your loan type and credit—but many buyers succeed with as little as 3-5% down, while others aim for 10-20% to avoid PMI and get better terms. We’ll help you review your budget, lender options, and pick a path that fits your timeline.

Beyond the purchase price, you’ll encounter closing costs (typically 2-5% in Arizona) and ongoing expenses like property taxes, insurance, utilities and maintenance—often more than first-time buyers expect. We’ll map those costs into your long-term plan so you’re buying smart, not just buying fast.

On average, most homes in Arizona close within 30-60 days after offer acceptance—though variables like loan type, inspection issues or title complexities can extend that. We’ll help set the timeline and keep your deal on track.

Given Arizona’s climate, unique home construction, and desert conditions, inspections should include HVAC, roof, drainage, and pest or termite checks. A good inspection helps avoid unexpected costs after you buy.

Yes. Arizona offers several programs for first-time or income-qualified buyers—some provide up to tens of thousands in assistance. We’ll help identify programs you qualify for and integrate them into your strategy.

A huge role. Location impacts school quality, commute, appreciation potential and resale. In Mesa, Tempe, Chandler and Gilbert, growth, infrastructure and community features matter. We evaluate them based on your lifestyle and investment goals.

Property tax rates in many Arizona cities tend to be below national averages, which helps affordability—but you should still factor them into your long-term cost model. We’ll review the effective tax rate in your target area so your budget aligns.

Yes. HOAs vary widely in rules, fees and reserves. Whether you’re buying in Chandler, Gilbert or elsewhere, we review the HOA documents and fee structure so you know what you’re committing to before you sign anything.

Absolutely. Many business owners buy a home near operations, or upgrade their residence as business grows. We coordinate your home purchase with your business timeline so neither move stresses the other.

You’ll want a lender with strong Arizona market experience, transparent fees, pre-approval readiness and clear communication. We partner with trusted lenders who align with our values so you get service you can count on.

Yes. Local market knowledge matters. From school districts and zoning to property styles and community growth, a region-specific agent helps you make smarter choices. That local expertise is part of our value.

Pre-qualification gives you a rough idea of what you can afford; pre-approval is a formal lender check and make you a stronger buyer. We help coordinate your financing so you’re ahead of the competition when your offer hits.

Yes. Properties with desirable features—good floor plan, curb appeal, newer systems, desirable location—tend to outperform. We evaluate not just today’s condition but future appeal so your purchase helps build your wealth base.

The first step is a strategy session. We review your goals, budget, timeline, neighborhoods and loan options. From there, we craft a home-buying plan tailored to you. When you’re ready, we help you execute it smoothly, confidently and smartly.

 

At DTD Realty, our fees are fully negotiable—and thanks to recent changes under the National Association of Realtors (NAR) settlement, greater transparency and flexibility are now standard. See NAR article here.

Here’s the practical breakdown:

  • In many Arizona residential deals, the traditional buyer-agent commission has been around 3% of the purchase price.

  • With DTD Realty, we’re committed to offering a more competitive rate—typically 2.5% for our buyer services.

  • Because compensation is negotiable, that fee may be structured into the purchase contract:

    • The seller can agree to cover our fee as a concession.

    • Alternatively, our rate might be reflected as a credit to you at closing, or covered via other contract terms.

Here’s what you should know:

  • Before we begin working together, we’ll ask you to sign a Buyer Agency Agreement that clearly defines our service scope and compensation. 

  • If you prefer a different structure—flat-fee, reduced rate, or different credit arrangement—we’ll review options and tailor an agreement to your goals and budget.

  • Our focus at DTD Realty is simple: reduce your stress, maximize your value, and ensure your purchase serves you long term. The fee you pay should reflect that value—not just a percentage.

In short: you’ll know upfront what the fee is, how it’s paid, and how it impacts your purchase. No surprises. No hidden costs. Just professional representation focused on your best outcome.

Before you begin touring properties with DTD Realty, Arizona’s rules now require a signed written agreement with your broker. Here are the key forms you’ll likely encounter:

  • Real Estate Agency Disclosure & Election — This form explains who represents whom, how agency relationships work in Arizona, and confirms how the broker will act on your behalf. Link

  • Buyer‑Broker Agreement to Show Property — This is a non-exclusive agreement between buyer and broker authorizing showings. It outlines the property type, duration of agreement, how you will work together, and your broker’s compensation. Link

  • Buyer‑Broker Exclusive Employment Agreement — If you decide to commit exclusively to DTD Realty for your search, this agreement gives us full representation, clearly defines compensation, and outlines our services. Link

Here’s what you can expect when signing:

  • We’ll go through the agreement with you — purpose, services, term, and cancellation rights.

  • Compensation (our fee) will be clearly spelled out — amount or percentage and how it may be paid (including possible seller funding or credit).

  • You’ll know exactly when the term starts and ends, and how you can cancel or modify the agreement.

  • We’ll ask you to sign the appropriate form(s) before scheduling property visits — a standard requirement under Arizona MLS rules. 

By completing this paperwork first, you protect your interests and ensure your representation is clear and committed from day one. At DTD Realty, we believe in transparency and strategy — signing these forms is part of that foundation.