Buy Commercial Property in Arizona

Many local banks offer owner-occupied commercial loans with favorable terms — we’ll introduce you to lenders experienced in Arizona small business deals.  Banks want to lend to small businesses and our clients are often surprised how good of position they are really in to obtain a commercial loan.

Yes. This is actually a great strategy to reduce risk and amplify your investment return!  We will help you evaluate buildings both for owner usage and rental income potential to maximize your return.

That’s perfectly fine — we’ll provide guidance step-by-step and leverage our investment experience to protect your interests.

For owner-occupied commercial properties, banks typically require 10-20% down; for pure investment properties, 20-30% down or more. At DTD Realty, we work you through your financing options and match you with lenders who understand small business owner-users in AZ.

Very important. Arizona cities (Mesa, Chandler, Gilbert, Tempe) each have unique zoning rules. Before you buy, we evaluate current zoning, allowed uses, any special overlays, and future rezoning risk. That’s how you avoid surprises later.

Yes — especially for undeveloped or industrial-zoned land. Arizona has unique water and mineral rights issues that can affect future use or redevelopment. We make sure you’re aware and protected before you buy.

Income from existing tenants is a key value driver. We look at lease terms, tenant credit, vacancy risk, and potential rental growth. Your deal is only as strong as the income stream underneath it.

Absolutely. Many small business owners buy their own space, which gives you asset control and cost stability. We guide you through structuring the deal so your business fits your space and your finances.

Typical due diligence is 30-60 days for small properties, but can extend if there are environmental, zoning or major tenant issues. We know how to coordinate the timeline so your deal stays on track.

At minimum: property condition / structural inspection, roof and HVAC review, environmental site assessment (if needed), zoning & code compliance review, tenant lease review. We ensure nothing important is overlooked.

Costs vary widely, but industry rule-of-thumb is to set aside 5-15% of purchase price for updates in smaller assets. We’ll help you run realistic cost models so you know what the true cash-flow looks like.

ou can use SBA loans (for owner-occupied properties), conventional commercial mortgages, or private investor financing. We connect you to lenders who specialize in Arizona small business property purchases.

Commercial property is taxed differently than residential — your county assessor assigns a value and you pay taxes accordingly. We’ll walk you through typical effective tax rates in your city so you can factor it into your return.

Vacancy of a key tenant can impact cash-flow and value quickly. That’s why we analyze tenant profiles, lease terms and replacement risk before you buy — minimizing surprises after closing.

Yes — depreciation, interest deductions and cost segregation strategies can deliver significant benefits. We’ll coordinate with your accountant so you understand how your purchase fits your overall business/investment plan.

Yes — many business owners buy a building, operate in part of it and lease out remainder. That mix gives you control, equity and income — and we specialize in structuring those hybrid deals.

A huge role. Traffic counts, access, visibility, tenant demand and future growth all matter. In cities like Mesa, Chandler and Gilbert, we evaluate every location metric so you don’t over-pay for promise without performance.

Timing matters, but it’s more about your specific goals. We review current market data (inventory, cap rates, interest rates, city growth) and your business/investment timeline. That way your move is strategic — not reactive.